Bernie and Kellie were on top of the world when their second child born but soon they realized that their healthy child is going to be denied of insurance because – Fat baby, no insurance!

No insurance if your baby is healthy but obese

Some month after alex’s birth their previous insurance company increased the charge 40%, so they tried to find a new insurance company for their family. With a hope to find cheaper insurance cover they applied to Rocky Mountain Health Plans for their family health insurance plan. But soon they found that Alex Lange was denied of health insurance due to the unwritten rule fat baby no insurance. At his age of 4 month Alex was weighed 17 pounds and was in the 99% comparing to his height and weight. The insurance companies informed Bernie and Kellie that they don’t provide insurance cover for the babies with more than 95%.
The medical director of Rocky Mountain Health Plans Dr. Doug Speedie said that its not true that the babies over 95% are proved unhealthy but he expressed that the system is flawed and to provide a cut-off they chose 95%.
According to Alex’s parents Alex is a healthy baby and the overweight is the not at all a sign of bad health. Kelli told that she is very much frustrated that the how an insurance company can deny a healthy baby of health insurance. In their denial letter the company mentioned that for pre-existing condition they have denied the insurance. This incident opens up a debate to have more health care reforms in such cases.
The denial of health insurance on basis of obesity is a primitive approach and it needs to be changed. There should be definite approach to identify healthy and unhealthy persons.
Update: The company in a press release said that they have changed rules and like to include Alex like children in their insurance plans. This is an welcome move but there are more reforms needed to rationalize the health care system and Government should take strong steps to do this as soon as possible.

Lets check out the baby Alex’s video: